American Business Bank Reports Record Quarterly Earnings and Announces Dividend
American Business Bank (OTC: ABIB) disclosed that it achieved record quarterly earnings of $14.3 million for the third quarter of 2025, translating to $1.56 per diluted share. Net income growth was supported by a net interest margin expansion to 3.66 % from 3.58 % in the prior quarter. The bank’s cost of average deposits declined to 1.14 % from 1.16 %, and core deposits increased by $169 million, a 5 % rise.
Total loans grew by $25 million, representing a 1 % increase. Net yield on interest‑earning assets improved by 6 basis points over the preceding quarter. The bank’s return on average assets was 1.31 %, while return on average equity stood at 15.09 %. Tangible book value per share rose by $2.80 to $44.35.
American Business Bank reported no borrowings during the quarter and maintained a high regulatory capital status as well‑capitalized. Non‑interest bearing demand deposits accounted for 47 % of total deposits, and the institution recorded minimal past‑due loans.
On October 30, 2025, the company declared a quarterly dividend of $0.25 per share for its common stock. The dividend announcement was reported in both English and German sources, indicating the bank’s commitment to returning value to shareholders.
The bank’s market price closed at $57.50 on October 28, 2025, within a 52‑week range of $39.50 to $58.37. With a market capitalization of approximately $493 million and a price‑earnings ratio of 10.68, the company remains a notable player in the U.S. banking sector.