AMMB Holdings BHD: A Strong Financial Performance Amid Global Uncertainty
In a year marked by global economic uncertainties and tariff tensions, AMMB Holdings Bhd, Malaysia’s sixth-largest banking group by assets, has demonstrated resilience and strategic growth. The company closed its financial year ended March 31, 2025, with a record net profit of RM2 billion, reflecting a 7% increase from the previous year. This performance underscores the effectiveness of AMMB’s Winning Together (WT29) strategy, which has been pivotal in driving growth in both interest and non-interest income.
Financial Highlights
Amidst a backdrop of fluctuating global markets, AMMB’s financial results for FY2025 are particularly noteworthy. The group reported a net interest income growth of 8%, reaching RM3.57 billion, while non-interest income saw a modest increase of 1.3% to RM1.36 billion. These figures are indicative of AMMB’s robust financial health and its ability to navigate through challenging economic conditions.
The final quarter of FY2025 was especially strong, with a net profit of RM513.93 million, up from RM476.54 million in the same period the previous year. Revenue for the quarter rose to RM1.28 billion from RM1.17 billion in 4QFY24, and earnings per share climbed to 15.55 sen from 14.41 sen. This solid performance in the final quarter contributed significantly to the group’s full-year results.
Dividend Declaration
In recognition of its strong financial performance, AMMB declared a final dividend of 19.9 sen per share, an increase from the 16.6 sen declared in 4QFY2024. This brings the total dividend for FY2025 to 30.2 sen per share, translating into a payout of over RM1 billion to shareholders. This generous dividend reflects AMMB’s commitment to delivering value to its shareholders and its confidence in the bank’s financial stability and future prospects.
Navigating Global Uncertainties
The global economic landscape in 2025 has been characterized by volatility, largely due to ongoing US-China tariff tensions and broader geopolitical uncertainties. Despite these challenges, AMMB has managed to maintain a strong performance, buoyed by its strategic initiatives and a focus on sustainable growth. The bank’s CEO, Jamie Ling, expressed satisfaction with the results, attributing them to the solid capital position and the successful implementation of the WT29 strategy.
Looking Ahead
As AMMB looks to the future, it remains mindful of the potential impacts of global uncertainties on business and consumer confidence. The bank is committed to adapting its strategies to ensure continued growth and stability. With a strong financial foundation and a clear strategic direction, AMMB is well-positioned to navigate the challenges and opportunities that lie ahead.
In conclusion, AMMB Holdings Bhd’s record financial performance in FY2025 is a testament to its resilience, strategic foresight, and commitment to shareholder value. As the global economic environment continues to evolve, AMMB’s focus on innovation, customer service, and sustainable growth will be key to its ongoing success.