Austriacard Holdings AG releases interim financial results

Austriacard Holdings AG, the Vienna‑based provider of transaction‑management and digital‑security solutions, announced its interim financial report for the first nine months of 2025 on 13 November 2025. The disclosure, transmitted through EQS News, follows the company’s own press release and a series of Greek‑language market reports that highlight the company’s recent performance.

Key highlights of the interim results

MetricAmountChange vs. previous period
Consolidated revenue€262.4 million‑14 %
Net profit€9.8 million+? (increased compared with the previous quarter)

The revenue decline is attributed primarily to market‑smoothing effects in the payment‑card sector in Turkey and a temporary slowdown in the sales of metallic cards to European fintech clients. Despite the drop in top line, the company’s profit margin improved, reflecting a return to a growth trajectory after a challenging period.

Market reaction

The announcement was received with cautious optimism by investors. Austriacard’s share price closed at €4.815 on 11 November 2025, well below its 52‑week high of €6.05 but slightly above the 52‑week low of €4.565. The firm’s market capitalisation stands at €172.9 million, and its price‑to‑earnings ratio of 20.9 places it within a typical range for technology‑sector stocks on the Frankfurt Stock Exchange.

Strategic context

Austriacard’s product suite—host‑card emulation, mobile wallets, EMV cards, contactless payment stickers, and digital security solutions—targets the Austrian market, with potential for expansion into broader European territories. The recent interim report suggests that operational efficiencies and cost management are offsetting external market pressures, positioning the company for a rebound in the second half of the year.

Outlook

Analysts will be watching for the company’s full‑year results to confirm whether the momentum seen in the third quarter sustains. Should the trend of improved profitability continue, Austriacard could reinforce its valuation multiple and attract further interest from investors seeking exposure to the evolving digital‑payments landscape.