Bank of Chengdu Co., Ltd. – Current Financial Snapshot and Recent Corporate Developments
The Bank of Chengdu Co., Ltd. (ticker: 601838) is a listed financial institution in the banking sector, operating on the Shanghai Stock Exchange and denominated in Chinese yuan (CNY). As of 13 November 2025 the share closed at CNY 17.06, with a price‑to‑earnings ratio of 5.56 and a market capitalization of CNY 72.31 billion. The bank’s 52‑week trading range was CNY 15.34–20.96.
1. 2025 Third‑Quarter Financial Performance
A recent industry analysis of A‑share listed banks (2025 Q3) highlights a broad upward trend in revenues and net profits across the sector. While the report does not provide a bank‑specific earnings figure for Bank of Chengdu, it does identify that several city‑commercial banks—including the bank in question—recorded asset growth exceeding 10 % relative to the end of 2024.
Key points from the industry overview that are relevant to Bank of Chengdu:
| Metric | Industry Trend (Q3 2025) |
|---|---|
| Total assets | +8.04 % YoY (overall) |
| Total loans | +6.83 % YoY (overall) |
| Asset growth of city‑commercial banks | >10 % for several banks, including Chengdu Bank |
| Non‑performing loan ratio | 16 banks maintained a ratio below 1 % |
These trends suggest that Bank of Chengdu’s asset base and loan portfolio were likely to have expanded in the third quarter, while its non‑performing loan ratio remained within industry norms.
2. 2025 Annual General Meeting
On 15 November 2025, the bank announced the convening of its third temporary shareholder meeting for the year. The meeting’s agenda and material are available through the Shanghai Stock Exchange’s disclosure portal. While the contents of the agenda were not detailed in the provided source, the occurrence of the meeting confirms the bank’s compliance with corporate governance requirements and indicates ongoing engagement with shareholders.
3. 2025 Capital Adequacy and Liquidity
The industry report notes a decline in capital adequacy ratios for more than half of the listed banks in the first nine months of 2025. While specific figures for Bank of Chengdu are not disclosed, the bank’s inclusion among the city‑commercial banks that saw over‑10 % growth in assets suggests it may have experienced similar pressures on its capital ratios. Investors should monitor forthcoming regulatory filings for updated Basel‑III metrics.
4. 2025 Asset‑Quality Profile
The report indicates that the overall asset quality of listed banks remained robust, with a majority of institutions maintaining non‑performing loan ratios below 1 %. Bank of Chengdu’s status among the city‑commercial banks that grew its loan book by more than 10 % suggests that the bank likely maintained an asset‑quality profile in line with peer performance, although explicit ratios are not provided.
5. Forward Outlook
Based on the available data:
- Revenue and Profit Growth: The industry trend of modest revenue and net‑profit increases in the first nine months of 2025 suggests that Bank of Chengdu is likely to report similar incremental growth, driven by its expanding loan book.
- Asset Growth: A 10 % or greater rise in total assets for city‑commercial banks indicates that the bank’s balance sheet may have expanded, potentially through higher deposit inflows and loan disbursements.
- Capital Adequacy: The observed decline in capital ratios for many banks warrants attention; future disclosures should clarify whether Bank of Chengdu’s capital ratios have remained above regulatory minimums.
- Asset Quality: Maintaining a non‑performing loan ratio below 1 % would align the bank with the majority of peers and support a stable risk profile.
Investors should consult the bank’s forthcoming quarterly reports and regulatory filings for precise figures on earnings, asset quality, capital adequacy, and liquidity to validate these expectations.
