Bank of China Ltd. Activities and Developments – November 2025

Bank of China Ltd. (BOC) has continued to strengthen its role as a key financial partner for international trade and digital innovation during the 2025 China International Import Expo (CIIE). The bank’s actions, product launches, and participation in regulatory initiatives are outlined below.

1. 2025 China International Import Expo – Trade & Investment Focus

  • Trade‑Investment Matching Forum – BOC, together with the CIIE Bureau and the Shanghai National Convention and Exhibition Center, organized a forum that attracted more than 5 000 participants from 57 countries and regions. The event resulted in over 300 cooperation agreements and a total prospective investment amount exceeding US$10.3 billion.
  • Participation of BOC Leadership – Bank of China Chairman Zhang Hui delivered a keynote address at the forum, emphasizing the bank’s commitment to supporting the global supply chain and the “high‑level opening up” theme of the expo.
  • Support for Exporters and Investors – BOC announced a suite of services to facilitate cross‑border payments, financing, and risk management for participants, aligning with the expo’s objectives of creating a collaborative market.

2. Global Payroll and Cash Management Innovation

  • “中银环球薪” (Global Payroll) Product – Launched on 5 November at the expo, this one‑stop solution addresses the full cycle of cross‑border payroll, from account opening and salary disbursement to fund return and card usage. The product is designed to reduce transaction time and cost for multinational enterprises operating in China.
  • “中银财资综合服务方案” (Financial Asset Management Service Package) – Introduced during the expo’s cash‑management forum, the package integrates non‑financial advisory (e.g., “智启远航·中银财资智库”) and financial services (e.g., “慧聚全球·中银财资中枢”). It represents BOC’s transition from information‑based to data‑intelligence‑based solutions in global cash management.

3. Cross‑Border Payment Enhancements

  • Expanded Acceptance of Foreign Cards – As of early November, the Shanghai branch of BOC processes foreign card transactions at more than 4 000 merchants and over 11 000 payment terminals.
  • Foreign Currency Services – BOC’s Shanghai network now offers 33 foreign‑currency cash‑settlement services at 258 outlets, covering currencies of 15 Belt‑and‑Road Initiative countries.

4. Regulatory and Product Development in Insurance and Finance

  • Non‑Vehicle Insurance Regulation Guidance – The China Insurance Regulatory Commission issued a new directive on 9 November to strengthen supervision of non‑car insurance. The guidance introduces thresholds for premiums and payment terms (e.g., single payment for premiums below 200 000 CNY, installment plans for higher amounts).
  • Bank of China Insurance Information Technology Development – Within this regulatory framework, China Bank Insurance Information Technology Management Co., a subsidiary of BOC, is developing a platform to enforce these new compliance rules and to launch corresponding insurance products.
  • Collaboration with Industry Associations – BOC has partnered with the China Insurance Asset Management Association to promote “technology‑driven asset management,” reflecting a broader industry trend towards AI‑enabled investment research.

5. Market Position

Bank of China Ltd., listed on the Hong Kong Stock Exchange, closed at HKD 4.58 on 6 November 2025. Its 52‑week high and low were HKD 4.80 and HKD 3.56 respectively. The bank’s market capitalisation stands at approximately HKD 1.48 trillion, with a price‑earnings ratio of 5.58.

These developments illustrate BOC’s active engagement in global trade financing, digital payment solutions, and regulatory compliance, reinforcing its role as a leading financial institution in China and internationally.