BPER Banca S.p.A. – Financial Performance and Capital Allocation Update

BPER Banca S.p.A., listed on the Borsa Italiana Electronic Share Market, disclosed its financial results for the quarter ended 31 December 2025 at 5 February 2026. The bank reported a modest loss per share of €0.02, reflecting a slight deterioration compared with the previous quarter. This figure corresponds to a net loss in the quarter, although the bank’s overall profitability remains in line with market expectations given the broader Italian banking environment.

Capital Allocation Strategy

On 7 February 2026, BPER Banca announced that it is in the process of integrating the BPSO (Banco di Prodotto e Servizi Online) operations and will allocate additional capital to strengthen its balance sheet. The management highlighted a continued focus on fee‑based products and an anticipated improvement in return on equity as part of the bank’s strategic plan. The capital allocation is expected to support the bank’s expansion of digital banking services while maintaining adequate regulatory capital buffers.

Incident at a Local Branch

During the night of 6–7 February 2026, an incident involving a bomb device occurred at the BPER branch located in Piazza Cavour, Fagnano Olona. The explosion damaged several automated teller machines (ATMs) and caused property damage to the premises. Local authorities investigated the event, and the bank’s security team reported that no customers were harmed. BPER Banca has confirmed that it will cooperate with law enforcement and will review its security protocols to prevent similar incidents in the future.

Broader Context – Bank Contributions to the Treasury

In early February 2026, Italian banks collectively transferred €1.87 billion to the treasury, exceeding the fiscal contribution forecast. This payment was made by liberating capital reserves set aside in 2023 under the provisions of the Budget Law. BPER Banca, as a participant in this national effort, contributed a proportionate share of the total amount, thereby reinforcing its role in supporting public finances.

Key Points

  • Quarterly Result: Loss per share of €0.02 for the period ending 31 Dec 2025.
  • Capital Allocation: Ongoing integration of BPSO and a push toward fee‑based products.
  • Security Incident: ATM explosion at Fagnano Olona branch; no casualties reported.
  • Fiscal Contribution: Bank contributed to the €1.87 billion transfer to the treasury under the 2026 budget measures.

These developments underscore BPER Banca’s focus on maintaining financial stability, enhancing digital services, and fulfilling its statutory obligations to the Italian state.