The Federal National Mortgage Association, commonly known as Fannie Mae, plays a pivotal role in the United States’ financial landscape, particularly within the Thrifts & Mortgage Finance sector. As a key player in the financial sector, Fannie Mae is headquartered in Washington, D.C., and operates with the primary objective of enhancing liquidity in the mortgage market. This, in turn, ensures that housing remains both available and affordable across the nation.

Fannie Mae’s operations are centered around the securitization of mortgage loans. By purchasing these loans from lenders, Fannie Mae transforms them into mortgage-backed securities (MBS), specifically known as Fannie Mae MBS. This process is crucial as it allows lenders to free up capital, thereby enabling them to issue more loans. Consequently, this mechanism supports the continuous flow of credit within the housing market, fostering stability and growth.

The company’s financial metrics as of October 16, 2025, reflect its significant presence in the market. With a market capitalization of $14.07 billion, Fannie Mae holds a substantial position within the financial sector. However, its price-to-earnings ratio stands at an extraordinary -64010.17, indicating a unique financial situation that warrants attention. This ratio, while seemingly perplexing, underscores the complexities inherent in the operations of government-sponsored enterprises like Fannie Mae.

Fannie Mae’s stock is traded on the OTC Bulletin Board, a platform that caters to smaller and less frequently traded securities. As of the close price on October 16, 2025, the stock was valued at $10.64. Over the past year, the stock has experienced significant volatility, with a 52-week high of $15.99 on September 11, 2025, and a low of $1.20 on November 3, 2024. This volatility reflects the dynamic nature of the mortgage market and the broader economic factors influencing it.

The overarching mission of Fannie Mae is to ensure the smooth functioning of the mortgage market, which is integral to the broader financial system of the United States. By providing liquidity and stability, Fannie Mae supports not only the housing market but also the economic well-being of countless individuals and families. Its efforts contribute to the overall development of the financial landscape, making it a cornerstone of the nation’s economic infrastructure.

For those interested in learning more about Fannie Mae’s operations and initiatives, further information is available on its official website, www.fanniemae.com . As a government-sponsored enterprise, Fannie Mae continues to play a critical role in shaping the future of housing finance in the United States.