First Citizens BancShares Inc. Prepares for Q4 2025 Earnings Announcement
First Citizens BancShares Inc. (NASDAQ: FCNCA) has scheduled its fourth‑quarter 2025 earnings call for January 23, 2026. The company will disclose financial results for the quarter ending December 31, 2025 before the U.S. financial markets open. The conference call and webcast are set for 9 a.m. Eastern Time. Investors may pre‑register at the provided link (https://events.q4inc.com/attendee/667859194 ) or join by telephone using the North America dial‑in number 1‑833‑470‑1428 (access code 837161) or the international number 1‑929‑526‑1599. A replay of the call will be posted on the investor‑relations site after the event.
Investor Communication Details
- Conference Call Time: 9 a.m. ET, January 23, 2026
- Webcast Availability: Prior to the call, an investor presentation and webcast link will be posted on ir.firstcitizens.com.
- Participation: Registration is recommended; a calendar reminder will be emailed upon confirmation.
Company Overview
First Citizens BancShares is headquartered in Raleigh, North Carolina. It serves as the holding entity for First‑Citizens Bank & Trust Company and Ironstone Bank, operating in North Carolina, Virginia, West Virginia, Georgia, and Florida. The company’s market cap is $27.7 billion and its 2025‑12‑28 closing share price was $21.64. Key financial ratios include a price‑earnings ratio of 12.86.
Credit Rating Update
On December 30, 2025, a rating agency maintained a neutral outlook for FCNCA while raising the price target for the stock. The update suggests a stable view of the company’s creditworthiness but indicates optimism regarding its future valuation.
Market Context
The announcement follows a day of broader market activity. For example, Credicorp’s acquisition of Helm Bank USA (a Florida‑chartered community bank) was reported on December 29, 2025. While the transaction itself is unrelated to First Citizens, it illustrates ongoing consolidation trends within U.S. regional banking.
Summary of Key Points
| Item | Detail |
|---|---|
| Earnings Call Date | January 23, 2026 |
| Call Time | 9 a.m. Eastern |
| Webcast Link | Available on ir.firstcitizens.com |
| Rating Update | Neutral rating retained; price target increased |
| Market Cap | $27.7 billion |
| Price‑Earnings Ratio | 12.86 |
| Primary Operations | North Carolina, Virginia, West Virginia, Georgia, Florida |
First Citizens BancShares’ forthcoming earnings release and subsequent call will provide investors with an updated view of its financial performance, strategic initiatives, and outlook for the upcoming year.
