Glen Burnie Bancorp Reports Fourth‑Quarter Losses Amid Modest Revenue
Glen Burnie Bancorp (NASDAQ: GLBZ), the holding company for The Bank of Glen Burnie, announced its 2025 fourth‑quarter earnings on February 4, 2026. The bank, which serves residents of northern Anne Arundel County and surrounding areas in Maryland, reported a GAAP earnings‑per‑share of –$0.03 and revenue of $3.47 million. The negative earnings figure marks a miss of $0.03 against the analyst consensus estimate of $0.00.
The quarterly revenue of $3.47 million, while modest, reflects the bank’s focus on residential and commercial mortgage lending. However, the loss per share indicates that operating costs and loan‑related provisions outpaced income generated during the period. The company’s market capitalization stands at approximately $12.85 million, and its shares traded around $4.43 on the OTC Bulletin Board at the close of February 2, 2026. Over the past 52 weeks, the stock has ranged from a high of $5.88 on July 2, 2025, to a low of $3.71 on December 23, 2025, underscoring the volatility typical of small‑cap banking institutions.
Key Financial Highlights
| Item | Value |
|---|---|
| GAAP EPS (Q4 2025) | –$0.03 |
| Q4 Revenue | $3.47 million |
| Market Cap | $12,846,658 |
| 52‑Week High | $5.88 |
| 52‑Week Low | $3.71 |
| Current Price (Feb 2 2026) | $4.43 |
| P/E Ratio | 506.91 |
The P/E ratio of 506.91 reflects the negative earnings and the low share price, a common scenario for banks that experience short‑term losses but maintain a stable deposit base.
Context and Outlook
While the reported loss may raise concerns among investors, it is essential to consider the broader operating context. The Bank of Glen Burnie’s business model relies on attracting deposits from a geographically concentrated customer base and underwriting a mix of residential and commercial mortgage loans. The bank’s continued focus on these core activities suggests that the short‑term loss may be a temporary fluctuation rather than a systemic problem.
The company’s website, www.thebankofglenburnie.com , provides additional insights into its lending portfolio and risk management practices. Investors will likely watch subsequent earnings releases to gauge whether the bank can return to profitability and whether its share price will recover from the recent dip.
In the short term, the market’s reaction to the earnings miss was muted, with the stock hovering near $4.30 on the day of the announcement. Analysts will be monitoring the bank’s loan performance, cost management, and potential for revenue growth through expanded mortgage offerings.
This article is based solely on the information provided in the input and does not include external data or commentary.
