XRP ARMY: Recent Developments and Market Context

Current price (2025‑11‑14): $0.00931758 per XRP unit.52‑week high: $0.190045 (2025‑01‑14).52‑week low: $0.00727231 (2025‑10‑09).

1. Rising Scam Activity – Ripple’s Warning (cryptopotato.com)

On 15 November 2025, Ripple issued a public alert to its XRP community. The company warned that the frequency of phishing and other fraudulent schemes targeting XRP holders has increased significantly. Ripple emphasized the need for vigilance and urged users to verify transaction details before authorizing any transfers. The statement was issued during a period when XRP trading volume remained relatively subdued, following a decline from its 52‑week peak.

2. Commentary by Arthur Hayes on XRP versus Zcash (cryptopanic.com)

At 06:03 UTC on 16 November 2025, former CME Group CEO Arthur Hayes posted a brief note on social media referencing a comparison between Zcash and XRP. Hayes claimed that Zcash is “greater than XRP,” a statement that triggered a broad discussion among traders and analysts. In response, Bitcoin advocate Samson Mow urged retail participants to focus on Bitcoin and Lightning‑network tools rather than on speculative altcoin comparisons. The debate intensified after a new sell signal for Zcash appeared, further fueling speculation about XRP’s relative value.

3. Investment Firm Refuses to Cover XRP ETF (cryptopanic.com)

On 14 November 2025, a London‑based investment research firm announced that it would not provide coverage for an upcoming XRP‑based exchange‑traded fund (ETF). The firm cited concerns about liquidity and regulatory compliance in its decision. The move prompted questions regarding the viability of XRP‑linked institutional products, especially in the context of a broader decline in XRP’s market cap since its 52‑week high. Analysts noted that the refusal may dampen investor enthusiasm for XRP‑related derivatives and ETFs.

Market Implications

  • Price Impact: XRP’s current trading price is approximately 4.9 % of its 52‑week low, indicating a significant downward trajectory from the 2025‑01‑14 high.
  • Liquidity Concerns: The refusal to cover an XRP ETF may reduce institutional participation, potentially tightening liquidity.
  • Security Focus: Ripple’s cautionary statement reflects heightened concerns over security incidents, which could influence short‑term trading sentiment.
  • Competitive Landscape: Arthur Hayes’ comparison with Zcash highlights the competitive positioning of privacy‑focused cryptocurrencies, suggesting that XRP’s market share may be challenged by alternative technologies.

Conclusion

The combination of regulatory hesitation, security warnings, and competitive comparisons places XRP ARMY under increased scrutiny. Investors should monitor developments related to ETF coverage, fraud prevention initiatives, and the evolving discourse on cryptocurrency value propositions.