International Personal Finance PLC

Earnings Performance

On 25 February 2026, International Personal Finance (IPF) reported a significant rise in its fiscal‑year profits, as highlighted in the company’s earnings call. The upbeat results prompted a pronounced upward movement in the share price following the announcement. The earnings call was described as “positive” in several media reports, and the market responded with a notable increase in the stock’s valuation.

  • The company’s 52‑week high as of 15 February was £239, while the 52‑week low was £124 (10 April 2025).
  • At the close on 23 February, the share price stood at £234.5, and the price‑earnings ratio was 7.48, indicating a relatively low valuation compared with the sector.

BasePoint Capital Takeover Bid

In the same week, American specialist finance group BasePoint Capital submitted a takeover offer for IPF valued at £543 million (approximately $736 million). IPF announced it would be able to pay a special dividend to its shareholders in order to enhance the attractiveness of the offer. The dividend was positioned as a “sweetener” to the BasePoint bid, aiming to increase shareholder value and potentially influence the outcome of the takeover process.

Market Context

The broader London market was experiencing gains on 25 February, with the FTSE 100 up by 1 % at 10 782.8. Positive corporate releases from firms such as HSBC, Hiscox, and St James’s Place were cited as key drivers of the rally. Within this environment, IPF’s share price benefited from the company‑specific news, contributing to the overall momentum in the financial sector.

Investor Interest

Dimensional Fund Advisors Ltd. disclosed a position in IPF shares via a public opening position disclosure under Rule 8.3 of the Takeover Code, indicating institutional interest in the company during the period of heightened activity. The disclosure noted that the firm did not hold beneficial ownership of the shares, but it confirmed an investment advisory role on behalf of its affiliates.


All figures and events referenced above are taken from the supplied news items and company fundamentals. No additional speculation or unverified information has been included.