Magnolia Bancorp Inc. Financial Overview

Magnolia Bancorp, Inc., the holding company for a federally chartered stock savings association, has recently been the subject of financial analysis due to its performance on the OTC Bulletin Board. As of August 5, 2025, the company’s close price stood at $11.25. Over the past year, the stock has experienced fluctuations, reaching a 52-week high of $11.98 on February 20, 2025, and a low of $10.50 on January 14, 2025.

The company’s market capitalization is currently valued at $9.4 million. However, investors have noted a significant negative price-to-earnings ratio of -77.79, indicating potential concerns regarding profitability.

Business Operations and Market Focus

Magnolia Bancorp, Inc. primarily serves the banking needs of customers in Jefferson and St. Tammany Parishes in Louisiana. The Association operates from its headquarters in Metairie, Louisiana, and maintains a full-service branch in Mandeville, Louisiana. Its core business activities include attracting deposits from the general public and utilizing these funds to originate one-to-four-family residential loans, residential construction loans, and home equity lines of credit.

The company’s strategic focus on residential lending and construction financing positions it as a key player in its regional market, catering to the housing needs of its community. Despite the challenges reflected in its financial metrics, Magnolia Bancorp continues to play a vital role in supporting local economic development through its banking services.