Malayan Banking Bhd (Maybank) to Release Q2 2025 Results

Malayan Banking Bhd, commonly known as Maybank, is set to present its financial results for the second quarter of 2025 on August 26, 2025. Analysts are anticipating a slight decrease in earnings per share (EPS) compared to the same period last year. The average EPS forecast by three analysts is 0.205 MYR, down from 0.210 MYR in the previous year. Revenue expectations are also lower, with analysts predicting a 46.70% drop to 7.50 billion MYR from 14.06 billion MYR in the prior year.

For the full fiscal year, 18 analysts have estimated an average EPS of 0.863 MYR, a slight increase from 0.840 MYR in the previous year. Revenue forecasts for the year are set at 30.49 billion MYR, compared to 51.40 billion MYR last year, according to 15 analysts.

Challenges with Non-Performing Loans

Maybank is facing challenges with an increase in non-performing loans, which is expected to slow down its net profit growth in the second quarter. Bloomberg reports that non-performing loans are projected to rise to 87.2 billion MYR, raising concerns about the bank’s asset quality and its impact on profitability. Despite these challenges, analysts from Bloomberg Intelligence believe that loan growth could still maintain a mid-single-digit rate for the year. Factors contributing to this outlook include lower-than-expected US tariffs and an unexpected rate cut by Bank Negara Malaysia in July, which may stimulate borrowing demand.

Market Sentiment and Stock Performance

The bank’s stock has experienced a decline, falling approximately 8.5% from its year-high of 10.76 MYR in February to around 9.90 MYR as of August 25, 2025. Market sentiment remains cautious, with 18 market participants providing a mixed outlook: 12 “buy,” 7 “hold,” and 1 “sell,” with an average target price of 10.95 MYR, suggesting a potential upside of about 11.7%.

Leadership Changes at Credit Guarantee Corp

In related financial news, Credit Guarantee Corp Malaysia Bhd’s CEO, Datuk Mohd Zamree Mohd Ishak, is set to retire at the end of the year after a decade in leadership. Mohd Zamree, who previously worked at Maybank, has been instrumental in assisting micro, small, and medium enterprises (MSMEs) in obtaining credit facilities by providing guarantee cover.

Upcoming Financial Reports

This week marks the final week for Bursa Malaysia-listed companies to release their Q3 2025 financial results, with Maybank among the key players. Additionally, the Department of Statistics will release household income and expenditure reports for 2024 on August 29, 2025.

Global Trade Developments

In broader economic news, the US has emerged victorious in its trade war, leveraging its economic influence to secure concessions from major economies, including Japan, the UK, and the EU, with minimal retaliation except from China. This development is expected to have implications for global trade dynamics and productivity gains.