Net Digital AG Strengthens Strategic Position in the Payments Sector
In a significant move to bolster its presence in the digital payments landscape, Net Digital AG, a Munich-based software development company, has announced that its wholly owned subsidiary, mobile business engine GmbH (mbe GmbH), will commence operations as a licensed Payment Facilitator (PayFac) starting in summer 2025. This strategic expansion is expected to drive efficiency gains and increased earnings from 2025 onwards, marking a pivotal moment for the company listed on the Frankfurt Stock Exchange.
Strategic Expansion and Licensing
Leveraging its existing BaFin license, Net Digital AG is broadening its value chain in the payment sector, unlocking new revenue and margin potential. As a Payment Facilitator, mbe GmbH will offer merchants a fast and efficient way to access the full functionality of a traditional acquirer—without having to become one themselves. This innovative model allows merchants to be onboarded instantly, with transactions processed via the acquiring bank’s existing membership with credit card organizations.
Market Position and Financial Outlook
Net Digital AG, primarily serving customers in Germany, specializes in secure private key storage and payment processing tools, alongside consulting, training, designing, development, and distribution services. Despite a challenging financial landscape, as indicated by a negative Price Earnings Ratio of -4.6 and a market capitalization of 6,730,000 EUR, the company’s strategic move into the payments sector as a licensed Payment Facilitator is expected to enhance its market position and financial performance.
Future Prospects
The expansion of the value chain through mbe GmbH’s new role as a Payment Facilitator is anticipated to not only drive efficiency gains but also significantly increase earnings from 2025 onwards. This strategic initiative positions Net Digital AG as a forward-thinking player in the digital payments sector, poised for growth and innovation.
For more information about Net Digital AG and its services, interested parties can visit their website at www.blackpearl.digital .
This article is based on information provided by EQS-News and Finanzen.net, with the issuer being solely responsible for the content of the announcements.