Financial Performance Update for NU Holdings Ltd.

Date of Announcement: 13 November 2025
Reporting Period: Quarter ended 30 September 2025
Source: Company filing (unpublished as of the date of this article)

1. Earnings Outlook

  • Analyst Consensus: Eight market analysts have projected earnings per share (EPS) of US $0.160 for the quarter, up from US $0.120 reported in the same period of 2024.
  • Revenue Guidance: Analysts anticipate a revenue increase relative to the 2024 quarter, although specific figures have not yet been disclosed by the company.

2. Business Segments

  • Loan and Digital Banking Services: NU Holdings continues to provide loan products and digital banking solutions through its subsidiaries, maintaining its presence in the global financial services market.
  • Post‑Paid Credit Card Operations: The company administers, processes, and transfers payments for post‑paid credit cards, a core component of its payment services portfolio.
  • Equity Investments: NU Holdings holds equity stakes in other entities, contributing to diversified revenue streams.

3. Market Context

  • Stock Performance (as of 26 October 2025): Closing price was US $16, within a 52‑week range of US $9.01 to US $16.425.
  • Market Capitalization: Approximately US $78.6 billion.
  • Price‑to‑Earnings Ratio: 33.9, indicating a valuation above the broader market average for the financial sector.

4. Regulatory and Operational Notes

  • Listing Information: The company is listed on the New York Stock Exchange (ticker: NU).
  • Corporate Headquarters: NU Holdings is incorporated in the Cayman Islands.
  • Digital Presence: The corporate website is available at www.nubank.com.br .

5. Forward‑Looking Statements

The company has indicated that it will release the audited financial results for the quarter on 13 November 2025. Investors and analysts should monitor the forthcoming filing for detailed revenue figures, profit margins, and guidance on future capital allocation.

This article is based solely on the information provided in the input. No additional sources were consulted.