Old Point Financial Corp: A Beacon of Stability in the Financial Sector

In the bustling financial landscape of Hampton Roads, Virginia, Old Point Financial Corporation stands as a testament to resilience and growth. As a holding company, it oversees The Old Point National Bank of Phoebus and The Old Point Trust and Financial Services, N.A., both of which are pillars in the local banking community. These institutions offer a comprehensive suite of services, including checking and savings accounts, certificates of deposit, and various loan options, catering to the diverse needs of their clientele.

As of August 12, 2025, Old Point Financial Corp’s stock closed at $41.88 on the Nasdaq, reflecting a robust performance with a 52-week high of $41.98. This marks a significant recovery from its 52-week low of $17.02, recorded on September 17, 2024. Such a turnaround underscores the company’s strategic initiatives and its ability to navigate the complexities of the financial sector.

With a market capitalization of approximately $213.8 million, Old Point Financial Corp demonstrates a solid financial foundation. The company’s price-to-earnings ratio stands at 23.30545, indicating investor confidence in its future growth prospects. This ratio, while higher than some industry peers, suggests that the market anticipates continued expansion and profitability.

The company’s roots in Hampton, Virginia, have allowed it to cultivate a deep understanding of the local market, fostering strong community ties and customer loyalty. This regional focus has been a cornerstone of its strategy, enabling it to tailor its services to meet the specific needs of its customers.

As Old Point Financial Corp continues to evolve, it remains committed to providing exceptional banking and financial services. Its presence on the Nasdaq stock exchange not only enhances its visibility but also provides a platform for growth and innovation. For those interested in learning more about the company, its website, www.oldpoint.com , offers a wealth of information and resources.

In summary, Old Point Financial Corp exemplifies stability and growth in the financial sector. Its strategic focus on community banking, coupled with a strong financial performance, positions it well for future success. As it continues to build on its legacy, the company remains a key player in the Hampton Roads area, dedicated to serving its customers with integrity and excellence.