PRA Group Inc. Reports Strong Q2 2025 Performance

PRA Group Inc., a consumer finance company based in Norfolk, United States, has reported a robust performance for the second quarter of 2025. The company, which specializes in outsourced receivables management services, has seen significant growth in its financial metrics, as detailed in multiple recent news releases.

Earnings and Revenue Highlights

PRA Group Inc. (PRAA) announced that its earnings per share (EPS) for Q2 2025 jumped by 100%, surpassing expectations. This substantial increase was driven by a significant one-time gain from the sale of a Brazilian asset, contributing to the company’s GAAP earnings per share beating estimates. The EPS for the quarter was reported at $1.08, exceeding analysts’ forecasts. Additionally, the company’s revenue reached $287.7 million, further underscoring its strong financial performance.

Profit and Portfolio Performance

The company’s profit climbed in Q2 2025 compared to the same period last year, as reported by RTTNews. PRA Group Inc. also surpassed revenue expectations, attributed to strong portfolio performance. The company’s strategic portfolio purchases at attractive returns have driven record ERC (Earnings Before Interest and Taxes), with double-digit cash collections growth and a cash efficiency ratio exceeding 60%.

Financial Metrics and Market Position

PRA Group Inc.’s net income attributable to the company for the quarter was $42 million, which included approximately $30 million after-tax gain from the previously announced sale of RCB equity interest in Brazil. The company also repurchased $10 million of shares. Adjusted EBITDA growth was reported at 16%, outpacing the 13% cash collection growth.

As of August 4, 2025, PRA Group Inc.’s stock closed at $15.56 on the Nasdaq, with a market capitalization of $602.81 million. The company’s price-to-earnings ratio stood at 8.782. Over the past year, the stock has fluctuated between a 52-week high of $25.43 on November 5, 2024, and a 52-week low of $12.91 on May 5, 2025.

Conclusion

PRA Group Inc.’s strong Q2 2025 results reflect its effective management of consumer receivables and strategic financial decisions. The company’s performance highlights its resilience and growth potential in the consumer finance sector. For more information, stakeholders can visit the company’s website at www.portfoliorecovery.com .