RHB Bank Berhad Reports Strong Financial Performance in H1 2025

KUALA LUMPUR — RHB Bank Berhad, Malaysia’s fourth-largest bank by assets, has reported a robust financial performance for the first half of 2025. The bank’s net profit rose by seven percent to RM1.55 billion, up from RM1.45 billion in the same period the previous year. This growth is attributed to higher net fund-based income, disciplined credit cost management, and improved credit quality, highlighting the bank’s strong fundamentals and prudent risk management.

Key Financial Highlights

  • Net Profit: Increased by seven percent to RM1.55 billion in the first half of 2025.
  • Revenue: Saw a marginal increase, driven by higher net fund-based income.
  • Credit Cost Management: Disciplined management contributed to the earnings growth.
  • Credit Quality: Improved credit quality further supported the bank’s financial health.

In the second quarter of 2025, RHB Bank’s net profit rose by 11 percent to RM803.5 million, or 18.43 sen per share. This increase was primarily due to higher non-interest income and a reduction in provisions for credit losses, which fell by 38 percent year-on-year to RM89.44 million. The bank declared a dividend of 15 sen per share, reflecting its commitment to returning value to shareholders.

Market Performance

As of August 26, 2025, RHB Bank’s share price closed at RM6.49, with a 52-week high of RM7.04 and a low of RM5.91. The bank’s market capitalization stands at RM28.31 billion, and it maintains a price-to-earnings ratio of 9.02.

Future Outlook

RHB Bank remains optimistic about the Malaysian economy’s resilience, supported by government initiatives such as the Economic Transformation Programme, the Energy Transition Roadmap, and the 2030 New Industrial Master Plan. These measures are expected to stimulate investment and economic growth, aligning with RHB Bank’s “PROGRESS27” strategy to drive future performance.

Conclusion

RHB Bank Berhad’s strong financial performance in the first half of 2025 underscores its ability to navigate challenges and capitalize on growth opportunities. With a focus on disciplined credit management and strategic initiatives, the bank is well-positioned to continue its trajectory of growth and value creation for its stakeholders.