nCino Inc. Earnings Preview: Wall Street Adjusts Expectations

As nCino Inc. prepares to unveil its Q2 2025 earnings on August 26, 2025, the financial community is closely monitoring the company’s performance. Known for its cloud banking solutions, nCino has been a focal point for analysts and investors alike, especially given its recent stock price fluctuations. The company’s stock, traded on the Nasdaq, closed at $28.37 on August 24, 2025, reflecting a significant recovery from its 52-week low of $18.75 in April 2025. Despite this rebound, the company’s price-to-earnings ratio remains deeply negative at -106.622, underscoring the market’s cautious stance on its profitability.

Top Wall Street forecasters have recently revised their expectations for nCino ahead of the earnings announcement. This adjustment comes as the company gears up to report its financial results for the quarter ending July 31, 2025. Analysts are projecting a notable turnaround, with an average earnings per share (EPS) estimate of $0.139, a stark contrast to the -$0.100 EPS reported in the same quarter of the previous year. This anticipated improvement in profitability is a key focus for investors, as it signals potential stabilization in nCino’s financial performance.

On the revenue front, analysts are optimistic, forecasting an 8.14% increase in sales compared to the $132.4 million reported in the prior-year quarter. This would bring the expected revenue for the quarter to approximately $143.2 million. Such growth is indicative of nCino’s expanding influence in the cloud banking sector, as it continues to enhance its offerings and expand its global client base.

Looking beyond the immediate quarter, the outlook for nCino’s fiscal year remains positive. Analysts predict an EPS of $0.716, a significant improvement from the -$0.330 reported in the previous fiscal year. Revenue projections for the full year are also robust, with expectations set at $581.5 million, up from $540.7 million in the prior year. These projections reflect confidence in nCino’s strategic initiatives and its ability to capitalize on the growing demand for cloud-based banking solutions.

As nCino approaches its earnings release, the market will be keenly watching for any signs of sustained growth and profitability. The company’s ability to meet or exceed these revised expectations could further bolster investor confidence and potentially drive its stock price higher. With a market capitalization of $3.22 billion, nCino’s performance in the coming quarters will be critical in shaping its trajectory in the competitive Information Technology sector.