XDC Network Continues to Strengthen Its Position as a Leading Platform for Stable‑coin‑Based Settlement
On January 13, the UAE‑based fintech and digital‑banking group Zand announced that it has completed an integration with XDC Network to enable blockchain‑based payments and institutional custody. The partnership, which also involves the gold‑trading platform ComTech Gold, is still awaiting final regulatory approval from UAE authorities. The integration aligns XDC transactions with ISO 20022 standards, underscoring the network’s commitment to compliance and interoperability in the financial services sector.
A Surge in Stable‑coin Volume
Just two days later, XDC Network recorded a landmark achievement: $1.3 billion of USDC transactions over the past 90 days. According to on‑chain analytics firm Token Terminal, this volume represents a significant milestone for a blockchain that has focused on practical use cases rather than speculative trading. The figure was corroborated by multiple outlets, including Cryptopolitan and Cryptopanic, which highlighted that XDC is processing more USDC than many other crypto networks can demonstrate tangible value for.
The same day, another report from ambcrypto.com announced that USDC volume on XDC had reached $3 billion in the last 30 days, reinforcing the perception that XDC is rapidly becoming the de‑facto settlement layer for stable‑coin transactions. While the exact methodology for the 30‑day calculation was not detailed, the trend is clear: the network is moving from a focus on TVL (total value locked) toward real‑world transaction utility.
Market Context
As of January 13, 2026, XDC’s price stood at $0.04497, close to its 52‑week low of $0.0449454. The asset’s market cap hovered around $849.8 million USD, reflecting modest but steady demand. Despite the relatively low price level, the network’s recent partnership with Zand and its surge in USDC volume suggest that XDC is positioned to attract institutional interest, especially in regions with robust regulatory frameworks such as the UAE.
Why XDC’s Stable‑coin Focus Matters
Stablecoins have become the most practical use case for blockchain technology, eclipsing speculative tokens by providing reliable, real‑world utility in payments and settlement. XDC Network’s ability to process large volumes of USDC efficiently positions it as a prime candidate for institutional adoption. The alignment with ISO 20022 standards further enhances its appeal to banks and custodians seeking seamless integration with existing payment infrastructures.
Looking Ahead
With the integration of XDC into Zand’s digital‑banking stack and the continued rise in stable‑coin transaction volume, the network is likely to attract additional partnerships, especially in the fintech and custodial sectors. If the UAE regulatory approvals materialize, XDC could become a cornerstone of blockchain‑enabled financial services in the Middle East, potentially unlocking further institutional demand and pushing the network’s price higher in the near term.
