Zhibao Technology Inc: A Leader in Digital Insurance Brokerage

Zhibao Technology Inc, a China-based holding company, has been making significant strides in the financial sector with its innovative approach to digital insurance brokerage. Listed on the Nasdaq, the company primarily engages in providing digital insurance brokerage services through its unique to-business-to-customer (2B2C) digital embedded insurance model.

As of May 29, 2025, Zhibao Technology Inc’s close price stood at $1.02, with a market capitalization of $251.2 million. The company’s stock has experienced fluctuations over the past year, reaching a 52-week high of $5 on June 11, 2024, and a low of $0.85 on April 20, 2025. The price-to-earnings ratio is currently 10.91, reflecting investor sentiment and market conditions.

Zhibao Technology Inc’s service portfolio is comprehensive, encompassing both insurance brokerage services and managing general underwriter (MGU) services. The MGU services are particularly noteworthy, as they involve specialized insurance brokerage services where insurance companies authorize Zhibao to assist in underwriting, claims, and risk control services. This collaboration allows Zhibao to leverage its expertise in insurance product design and customization, selection of insurance companies, and technology system interconnection and delivery.

The company’s operations extend to customer acquisition, activation, retention, referral, and revenue (AARRR) operations, ensuring a holistic approach to customer service. Additionally, Zhibao places a strong emphasis on compliance management and data analysis, which are critical components of its service offerings.

Zhibao Technology Inc’s innovative business model and comprehensive service portfolio position it as a leader in the digital insurance brokerage space. As the company continues to expand its operations and refine its services, it remains a key player in the financial sector, driving advancements in digital insurance solutions.